Earnin sahifasining manbasini koʻrish

{{Shirkat bilgiqutisi
| founded = [[2013]]
| founder = Ram Palaniappan
| hq_location = [[Palo Alto]], [[Kaliforniya]]
| website = {{URL|https://www.earnin.com/}}
}}

'''Earnin''' – bu [[ish haqi]] olish imkoniyatini beruvchi moliyaviy xizmatlar kompaniyasi<ref>{{Cite web|lang=en|url=https://www.forbes.com/sites/laurengensler/2014/08/07/cash-in-on-your-paycheck-before-payday-theres-an-app-for-that/|title=Want To Cash In On Your Paycheck Before Payday? There's An App For That|author=Lauren Debter|website=Forbes|access-date=2022-08-22|archive-date=2022-08-22|archive-url=https://web.archive.org/web/20220822081829/https://www.forbes.com/sites/laurengensler/2014/08/07/cash-in-on-your-paycheck-before-payday-theres-an-app-for-that/|deadlink=no}}</ref><ref>{{Cite web|lang=en-US|url=https://nypost.com/2019/03/28/cash-advance-app-earnin-gets-subpoenaed-by-ny-regulator-source/|title=Cash-advance app Earnin gets subpoenaed by NY regulator: source|author=View Author Archive, Get author RSS feed|website=New York Post|date=2019-03-28|access-date=2022-08-22}}</ref>. Ilova 2014-yilning may oyida ishga tushirilgan va dastlab '''Activehours''' deb nomlangan<ref name=":02">{{Статья|ссылка=https://www.wired.com/2014/08/activehours/|автор=Issie Lapowsky|заглавие=The Next Big Thing You Missed: Startup Offers Payday Advances Without the Pesky Loan-Sharking|язык=en-US|издание=Wired|issn=1059-1028|archivedate=2022-08-22|archiveurl=https://web.archive.org/web/20220822081832/https://www.wired.com/2014/08/activehours/}}</ref><ref>{{Cite news|accessdate=2022-08-22|first=Ann|last=Carrns|date=2014-05-22|website=The New York Times|title=Getting Your Wages, Before Payday|url=https://www.nytimes.com/2014/05/24/your-money/getting-your-wages-before-payday.html|archivedate=2022-08-22|archiveurl=https://web.archive.org/web/20220822081829/https://www.nytimes.com/2014/05/24/your-money/getting-your-wages-before-payday.html}}</ref>. Kompaniyaning biznes modeli – foydalanuvchilar ish haqini muddatidan oldin olib qoʻyish uchun ixtiyoriy „uchun“ toʻlashlari<ref>{{Cite web|lang=en|url=https://www.americanbanker.com/news/a-payday-lender-in-disguise-new-york-investigates-the-earnin-app|title=A payday lender in disguise? New York investigates the Earnin app|website=American Banker|date=2019-04-04|access-date=2022-08-22|archive-date=2022-05-11|archive-url=https://web.archive.org/web/20220511155406/https://www.americanbanker.com/news/a-payday-lender-in-disguise-new-york-investigates-the-earnin-app|deadlink=no}}</ref><ref name=":2">{{Cite web|lang=en-US|url=https://social.techcrunch.com/2017/09/21/activehours-raises-39-million-for-its-new-take-on-cash-advances/|title=Activehours raises $39 million for its new take on cash advances|website=TechCrunch|access-date=2022-08-22}}{{Oʻlikhavola|date=noyabr 2023 |bot=InternetArchiveBot |fix-attempted=yes }}</ref>. 2019-yilda kompaniya oʻz xizmatlarini kengaytirib, shifokorlar va shifoxonalar bilan oʻz foydalanuvchilarining tibbiy toʻlovlarini kamaytirish uchun muzokaralar olib bordi<ref>{{Cite web|lang=en|url=https://www.cnet.com/tech/services-and-software/you-can-hire-this-startup-for-free-to-negotiate-down-your-medical-bills/|title=You can hire this startup -- for free -- to negotiate down your medical bills|author=Ben Fox Rubin|website=CNET|access-date=2022-08-22}}</ref>. 2020-yilda Earnin „'''Tip Yourself'''“ nomli yangi tejash funksiyasini sotib oldi va joriy qildi<ref name=":12">{{Cite web|lang=en-US|url=http://www.yahoo.com/|title=Yahoo {{!}} Mail, Weather, Search, Politics, News, Finance, Sports & Videos|website=www.yahoo.com|access-date=2022-08-22|archive-date=2001-07-13|archive-url=https://web.archive.org/web/20010713000027/http://www.yahoo.com/|deadlink=no}}</ref><ref name=":3">{{Cite web|lang=en-US|url=https://social.techcrunch.com/2018/12/20/earnin-raises-125m-to-help-workers-track-and-cash-out-wages-in-real-time/|title=Earnin raises 1025M to help workers track and cash out wages in real time|website=TechCrunch|access-date=2022-08-22}}{{Oʻlikhavola|date=noyabr 2023 |bot=InternetArchiveBot |fix-attempted=yes }}</ref>.

== Xizmatlar ==
EarnIn-ning asosiy xizmati Cash Out foydalanuvchilarga hali ularga toʻlanmagan ish haqini olish imkonini beradi. Kompaniya, shuningdek, foydalanuvchilarga oʻz ilovasini debet kartaga, shuningdek, jamgʻarma vositasiga ulash imkonini beradi. EarnIn shuningdek, tibbiy toʻlovlarni toʻlash imkoniyatlari past boʻlgan odamlarga mos keladigan Health Aid xizmatini ham taklif qiladi<ref name=":8">{{Cite web |date=2020-01-28 |title=Earnin App Review: What You Need to Know |url=https://www.credit.com/loans/loan-articles/earnin-app-review/ |access-date=2020-11-11 |website=Credit.com |language=en-us}}</ref>.

Foydalanuvchilar har bir tranzaksiya uchun „ixtiyoriy maslahat“ qoldirishni soʻrashgan. Biroq, maslahat bermagan foydalanuvchilar oylik maksimal cheklovlarga ega boʻlishi mumkin va kompaniya [[Nyu York (shahar)|Nyu-York]] shtat moliyaviy xizmatlar departamenti tomonidan shtatning ish haqi toʻgʻrisidagi kredit qonunlarini buzishi mumkinligi uchun tekshirilgan. Ilova har bir tranzaksiya uchun bir nechta maslahat darajasini taklif qiladi<ref>{{Cite web |last=Weisbaum |first=Herb |date=2014-08-03 |title=New app offers access to your pay as you earn it |url=https://www.cnbc.com/2014/08/03/new-app-offers-access-to-your-pay-as-you-earn-it.html |access-date=2020-11-11 |website=CNBC |language=en}}</ref>.

== Manbalar ==
{{Manbalar}}